4dot offers a full suite of DeFi 3.0 products allowing for simple, affordable, and secure access to DeFi for all. D3 Protocol is the latest addition to 4dot’s suite of products. A totally innovative DeFi 3.0 solution offering DeFi Staking-as-a-Service (STaaS) that enables stakers to earn from an auto-investing, auto-compounding treasury. Via staking the native $DEFI token, users gain access to truly democratized and sustainable DeFi.
And D3 Protocol is launching soon. Below is an overview of the problems that D3 Protocol is attempting to solve, and the innovations that we have implemented to attempt to solve them. Prior to launch you can familiarize yourself with the D3 Protocol interface by reading through our user guides.
D3 Protocol User Guides: Guide Links
The D3 Protocol app can be accessed via the D3 Protocol website, found at www.d3protocol.io. Below are links to all the…
The current problem with DeFi
What is the number one challenge that crypto investors face? Making consistent profits — it’s hard to do at the best of times. Most go through the emotional rollercoaster of hopping from one token to the next, eventually getting lucky, or learning how to profit… or they give up.
Then along came DeFi, offering a way to make passive income from crypto. But again, there is a steep learning curve, with multiple chains, complex strategies, impermanent loss etc., and most had to learn by trial and error… or they gave up.
DeFI is undoubtedly revolutionary, but it is largely inaccessible for new investors and therefore struggles to meet the true mission of decentralized finance; to democratize finance and bank the unbanked. What if there was an easier way?
DeFi 2.0; a flawed step in the right direction
Next up was DeFi 2.0. $OHM innovated with interesting game theory and tokenomics. The premise was that you buy and stake $OHM, and receive extremely high APYs. Do nothing, and get rich — sounds easy and almost too good to be true!
Here’s a calculator, and if you input the right parameters, here is how 1 token staked now could turn into millions in 1 year! The problem here is that it obviously relies on a constant stream of new buyers coming in, and no one selling. To anyone who analyzed the economics, inflation was out of control, yet it was ignored as people were blinded by quick riches.
With unlimited mints, printing endless tokens, people didn’t (3, 3). A game of chicken ensued, with smart investors taking profits aware that the house of cards would come tumbling down. And it has, with investors rushing for the exit at any cost, creating cascading losses as we have seen recently with $OHM, $TIME and many others.
To make matters worse the majority of these projects did not have a use case and sucked in naive investors to expand the treasury. With no revenue generating function, no end goal, and no way to pay staking rewards other than by minting more tokens, they are now sitting on multi-million treasuries and working out what to do with them while investors suffer losses in the hundreds of millions. A good innovation, but clearly not the answer.
Introducing DeFi 3.0; the D3 Protocol solution
D3 Protocol is a blockchain industry first and a flagship launch in the emerging DeFi 3.0 and Farming-as-a-Service (FaaS) sector. D3 Protocol offers Staking-as-a-Service (STaaS) via staking the native $DEFI token. This enables stakers to earn sustainable returns from an auto-investing, auto-compounding treasury. We stripped $OHM back and rebuilt it with 5 innovations, addressing all of the problems mentioned above.
There is a 12% tax on all $DEFI buys and sells:
- 3% goes to burning $DEFI to manage excessive inflation, and in the long-term to make $DEFI deflationary.
- 3% goes to a buyback fund held in reserve and used as and when required to control inflation
- 3% goes directly to stakers as a dividends paid out in $BUSD and claimable weekly; liquid profits for stakers with no need to sell $DEFI
- 3% auto-acquires yield bearing DeFi assets held in the treasury and start generating revenue and auto-compounding immediately
An auto-investing, auto-compounding treasury
In addition to above tax, the protocol also offers mints on yield bearing DeFi assets, auto-acquiring assets that immediately grow the treasury, and eventually paying staking rewards from treasury profits once emissions stop (see below).
An innovative mint rebase system (MRS)
The protocol offers limited mints as a fixed portion of total supply rebasing each week. Drastically controls minting and in doing so dramatically reduces inflation, and stabilizes realistic APYs, compared to out of control inflation/mints on other protocols.
A Satoshi inspired yield halving algorithm
Mint emissions are also halved every six months, stabilizing inflation and APY before reaching max supply after 5-years and becoming deflationary, with staking profits still available from auto-invested, auto-compounded treasury profits.
Reduced, compounding rebases
Rebases start at 2 per day at week one. They then scale to 2.25, 2.60, and finally 3.00 in the following weeks, resetting in the fifth week back to 2 rebases/day. An overall net reduction in the annual reward rate, further helps to control mints/inflation and offers an additional incentive to stay staked.
By addressing these five key pain points, the team at 4dot have created something totally new and innovative. A superior, sustainable and deflationary token that acts as a simple, single-point of access to the world of DeFi that is easy, affordable and secure to use.
A track record of proven success
Whilst the treasury auto-invests, and auto-compounds, it does need to be pointed in the right direction to make sure the most profitable assets are selected for the 3% auto-buy transaction tax, and the mints. So, how will the D3 Protocol deliver on consistent treasury growth where so many others have failed?
4dot’s first product is Cross Chain Farming; a Farming-as-a-Service (FaaS) protocol that enables $CCF token holders to earn from a protocol managed yield farming treasury. In spite of the recent, severe market correction, Cross Chain Farming has continued to outperform the market with a 11% profit reported between 1st January to 21st January. This same expertise will drive the success of the D3 Protocol. D3 Protocol launched this week and can be found on Binance Smart Chain (BSC).
4dot offers a full suite of DeFi 3.0 products; currently comprised of D3 Protocol ($DEFI), and Cross Chain Farming ($CCF). Our mission is to offer simple, affordable and secure access to DeFi for all. Full service DeFi made easy; buy, hold, earn.
A DeFi 3.0 Staking-as-a-Service (STaaS) protocol. Earn from an auto-investing and auto-compounding treasury.
Cross Chain Farming:
A DeFi 3.0 Farming-as-a-Service (FaaS) protocol. Earn via a protocol managed yield farming treasury.